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You & your team's track record speaks for itslef. I'm glad to have Tracey in my life. She has saved me time and money."
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Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. As a top Elk Grove REALTORŪ, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. I have direct access to the Elk Grove area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers. Tell me what you are looking for! It's my job to know every property in Elk Grove, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible... 
Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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What is one of the most unusually shaped buildings in the world?
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The all-suite Arabian Tower hotel near Dubai is 1,052 feet tall, built on a man-made island and shaped like a boat sail.
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Tracey Saizan
Keller Williams
9260 Laguna Springs Drive, Suite 100
Elk Grove, CA 95758
Contact Number: 916-761-8180
Jenna Rutledge, Assistant: 916-480-8300
Fax: 916-241-8300
Email: Tracey.Saizan@frontiernet.net
Tracey Saizan has been a top Realtor for over 32 years! Her credits go on to include being a Gold Circle Million Dollar Producer and having her Certified Residential Specialist designation. She is known in the industry for her aggressive approach to assisting clients, and utilizes today's technology to the fullest to better serve her buyers and sellers. Tracey served as the President of Sacramento Association of Realtors in 2007 and is a Director for California Association of Realtors and National Association of Realtors, therefore being held in high regard for her ethical standards and integrity. She is highly qualified to meet all of your real estate needs.
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