Elk Grove real estate, Elk Grove CA home listings, Elk Grove homes for sale in California - Tracey Saizan, REALTOR®

Tracey Saizan, REALTORŽ, real estate agent and broker for Elk Grove California home listings, property and land for sale - NUMBER1EXPERT(tm)

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Elk Grove real estate and homes for sale in California - Tracey Saizan, REALTORŽ - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Elk Grove Real Estate, Laguna Creek Real Estate, and Sacramento California Real Estate

Looking for Elk Grove homes? Search everything the web has to offer, right here! Don't miss my Feature Elk Grove Homes.

Need local Elk Grove Real Estate information? I've summarized much of what is important about the Elk Grove real estate market in this site.

As a top Elk Grove Realtor your concerns are mine. That's why this site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. I offer the services on this site for free and without obligation. Why? I want to be YOUR ELK GROVE REALTORŽ. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. Together I will sell your home, for as much as the market will bear, and as quickly and stress free as possible.

Buying and selling a home is one of the biggest events in your life. As a top ELK Grove REALTORŽ, I have the experience and track record you are looking for. Remember:friends and clients like you are the key to my success. Please don't keep me a secret. Referrals are the life-blood of my business.

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First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Q	Where in the United States will you find the largest concentration of million-dollar homes?
A	There are almost 314,000 million-dollar homes in the United States, and 41% of these are located in California.
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Tracey Saizan
Keller Williams
9355 East Stockton Blvd. Suite 210
Elk Grove
CA, 95624
Contact Number: 916-761-8180
Paula Thorpe, Assistant: 916-480-8300
Fax: 916-241-8300
Email: Tracey.Saizan@frontiernet.net

Tracey Saizan has been a top Realtor for over 30 years! Her credits go on to include being a Gold Circle Million Dollar Producer and having her Certified Residential Specialist designation. She is known in the industry for her aggressive approach to assisting clients, and utilizes today's technology to the fullest to better serve her buyers and sellers. Tracey served as the President of Sacramento Association of Realtors in 2007 and is a Director for California Association of Realtors and National Association of Realtors, therefore being held in high regard for her ethical standards and integrity. She is highly qualified to meet all of your real estate needs.

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